Anyone can find themselves in a financial crisis. Sometimes this is due to an unforeseen event like an accident, divorce or a spouse’s death, but it could also be a result of poor decisions made over a period of time. Suddenly, we’re thrown into turmoil with no direction of how to get out of the mess. This program will deal specifically with the crisis at hand and give you the tools necessary to reclaim control. If you are considering bankruptcy, please talk with me first. Most people who think they need to file bankruptcy don’t need to go through that pain and credit-damaging experience. Let me help you explore your situation.
If you are stressed and overwhelmed with the amount of debt you have incurred, this program will help you discover how to break free from its bondage. We will analyze current spending behaviors, create a budget/cash flow plan, design a debt elimination plan, and create an emergency savings account. We also discuss how to deal with unforeseen situations and specific needs that could potentially throw you off track again.
Money Mastery Coaching
You’re able to make your payments on time and you make a decent income. So, why are you still living paycheck to paycheck and not able to save any money? Or why do you keep spending when you feel guilty afterward? If this is something you keep asking yourself over and over, then this program is just what you need. Similar to the debt-elimination program, we will review current spending behaviors, create a budget/cash flow plan, and make sure you have an emergency savings account. The Money Mastery program is about recognizing your money habits and how they influence your lifestyle. I can help you break the cycle and start on your path to confidence, peace and prosperity!
You have no debt except for maybe your mortgage and you have at least 3-6 months of an emergency fund. Now, you are ready to build wealth! There are some things you need to take care of on this journey which involves different areas of saving. This could include planning to save for a house, saving for your child’s college tuition, saving for retirement. We also discuss how you can start giving to your church and/or favorite organization. I have learned that when you are generous in helping others, you will be rewarded many times over.
College Student/Graduate Coaching
Start your adult life and career with an understanding of money and how it can work FOR you instead of against you. Are you a spender or a saver? How does that impact your ability to make wise decisions with your money? How many credit cards do you have already (yes, this includes department store cards)? Learn how to avoid the credit card dance and stay out of debt (aside from some possible student loans). Start building your wealth NOW! The earlier you start, the more money you will accumulate and the more peace you will have when you are older.
Last, but not least…
What if one of these programs doesn’t describe you and your situation? That’s okay, everyone’s situation is unique and they can’t all be covered in tidy packages. Let’s talk and see what your concerns and frustrations are and see how I can be of service to you.
Contact me for a free 30-minute consultation!